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Merchant Business

Merchant Business empowers businesses with seamless digital payment solutions, allowing them to accept Digital payments, VISA, Mastercard, MPU, JCB, and UPI cards.

We also provide a user-friendly merchant portal where merchants can conveniently monitor transactions, ensuring complete control over their financial operations.

Our services cater to businesses of all sizes, offering quick and secure transactions, robust support, and innovative tools to enhance customer experience and drive growth.

Partner with us to elevate your business with cutting-edge technology and a wide range of payment options. 

Benefits of Accepting AYA Pay for Merchants

1. Faster Transactions:

Experience quick and seamless payment processing, reducing wait times for customers and improving service efficiency.

2. Enhanced Security

Enjoy secure transactions with advanced encryption technology, ensuring your business and customers’ data are protected.

3. Increased Customer Reach:

Tap into a growing customer base of AYA Pay and Cards users, expanding your market reach and potential sales.

4. Promotional Opportunities:

Access exclusive promotional campaigns and marketing support to boost your business visibility and attract more customers.

5. Reporting:

Utilize the merchant portal to track and manage transactions, providing valuable insights into your business performance.

6. Customer Convenience:

Offer your customers a popular and trusted payment method, enhancing their shopping experience and increasing loyalty.

7. Support for Cashless Transactions:

Encourage cashless payments, reducing the need for cash handling and minimizing the risks associated with cash transactions.

How To Apply

  • Approach nearest branch for merchant applications.
  • Provide required documents
  • Valid business license (or) company license.
  • NRC copy of owner.
  • Passport photo.
  • Household registration.
  • AYA Bank account number.
  • Photo of business
  • Logo of business

Merchant Business FAQs

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Merchant Business is a service that provides businesses with the tools and technology to accept digital payments from a wide range of options, including AYA Pay, VISA, Mastercard, MPU, JCB, UPI cards and other Near Filed Communication (NFC). We support merchants of all sizes with secure transactions, a merchant portal, and additional resources to help grow their businesses. 

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To become a Merchant Business partner, simply contact our sales team through the form provided on our website or visit nearest branches. Our team will guide you through the registration process, including setting up your account and providing the necessary tools and training. 

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As a Merchant Business partner, you can accept payments from AYA Pay, VISA, Mastercard, MPU, JCB, UPI cards and other Near Filed Communication (NFC). This wide range of options ensures that your customers can pay using their preferred method. 

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Once registered as a Merchant, you will receive login credentials to access the Merchant Portal. The portal allows you to monitor transactions in real-time, view reports, and manage your account conveniently from any device with internet access. 

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Accepting AYA Pay offers numerous benefits, including faster transactions, lower transaction fees, enhanced security, increased customer reach, and access to exclusive promotional opportunities. Additionally, AYA Pay provides a convenient payment method for customers, leading to improved satisfaction and loyalty.

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Our dedicated support team is available to assist you with any issues you may encounter. You can contact us via phone, email, or through the support section of the Merchant Portal. We strive to resolve any issues promptly to ensure your business runs smoothly. Our hotline number: 5777 (or) 01-4705777. 

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Yes, as a Merchant, you will have the opportunity to participate in various promotional campaigns designed to increase visibility and attract more customers. These campaigns are tailored to different business needs and are available at different times throughout the year. 

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You can manage your transactions and track sales through the Merchant Portal. The portal provides real-time access to your transaction history, sales reports, and other essential data to help you make informed business decisions. Can be able to access merchant portal by 24/7 where internet is available. 

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We prioritize the security of your transactions by using advanced encryption technology and adhering to industry best practices. This ensures that all payment data is securely processed and stored, protecting both your business and your customers. 

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Digital Payments are typically processed real time while Cards payment is settled within 1-2 business days, depending on the payment method used. Our system is designed to ensure timely and accurate payments to your account. 

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You can update your business information, such as contact details, bank account information, and other relevant data, directly through the Merchant Business team. If you need further assistance, our support team is available to help. 

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 To perform the refund transaction of cards can be directly communicated with AYA Bank merchant operation to support accordingly. As AYA Pay refund transaction can be directly performed through the AYA Merchant Portal. Simply locate the transaction you wish to refund and follow bank instructions. Refunds are typically processed within a few business days.